Strategic Finance and Reporting for Your Company
A practical, numbers based proposal that shows how I can strengthen your financial controls, cash flow, and decision making, whether you are a hypermarket, retailer, service business, or growing startup.
Prepared for Industries: Retail / Services / Manufacturing / Tech
Muhammad Bilal
Accountant and financial analyst who supports both international and local operations with clean books and clear insights.
Open to full time and project based rolesHow I Add Value to Your Business
No matter what industry you are in, the basics are the same. You need clean data, strong controls, and clear insights. I help you build this foundation and convert it into better decisions, lower risk, and higher profitability.
Robust Financial Controls
Daily reconciliations, proper segregation of duties, and clear approval workflows so management can trust the numbers and close books without stress.
Less leakage and lower fraud riskCash Flow and Working Capital
Practical management of payables, receivables, and banking that keeps your cash conversion cycle healthy and gives you breathing room for growth.
Better liquidity and predictabilityCost Reduction and Budget Discipline
Structured budgeting, expense categorization, and variance analysis to remove waste without hurting service quality or operations.
10-15 percent saving potential in many casesDecision Ready Reporting
Monthly profit and loss, balance sheet, and dashboards that are simple, visual, and easy for non finance managers to act on.
From raw data to real decisionsProcess Automation
QuickBooks and Excel automation for recurring journal entries, reconciliations, and reporting. More time for analysis and less time clicking.
Large reduction in manual workCompliance and Audit Readiness
Clean documentation, tax support, and audit trails so you feel relaxed when banks, investors, or regulators ask for reports.
Lower compliance and audit riskManagement Partner
I join your leadership team as a financial thinking partner, not only as a bookkeeper, and translate numbers into clear options for action.
Finance as a business partnerScalable Systems
Design of charts of accounts, cost centers, and simple standard operating procedures that still work when your company doubles in size.
Built for growth, not only for todayImprovement ranges are indicative and depend on current processes and industry context.
What I Focus On Measuring and Improving
Strong finance is measurable. These are typical indicators I set up and track for clients. Exact targets are customized to your size, sector, and strategy.
Typical KPI Set I Help You Track
- Gross profit margin by product, store, or service line.
- Operating expense ratio and overhead per unit or project.
- Inventory turnover or project cycle time.
- Days sales outstanding and collection quality.
- Working capital ratio and cash flow runway.
- Break even point and scenario analysis for new plans.
- Bank fee impact and chances to negotiate better terms.
I build simple dashboards using QuickBooks and Excel so managers can read these numbers at a glance instead of digging through spreadsheets.
| Area | What I Set Up or Improve | Expected Effect |
|---|---|---|
| Sales and margins | Clean revenue tracking by category and margin analysis. | Better view of which products or services really pay the bills. |
| Expenses | Budget, coding, and review of every major cost line. | Less waste and more disciplined spending. |
| Cash | Receivables, payables, and banking routines. | More predictable cash position through the month. |
| Controls | Approvals, documentation, and audit trail. | Lower chance of unpleasant financial surprises. |
90 Day Plan: From Assessment to Impact
To keep things practical, I use a structured three month plan. It delivers quick wins while building strong foundations for long term financial health.
Month 1 – Understand and Stabilize
- Review current books, bank accounts, and key contracts.
- Map existing finance processes, risks, and pain points.
- Clean up immediate reconciliation and posting issues.
- Set up or restructure chart of accounts in QuickBooks.
Month 2 – Structure and Visibility
- Implement daily and weekly reporting routines.
- Introduce a simple but powerful KPI pack for management.
- Design budget templates by department, store, or project.
- Roll out priority controls for cash, inventory, and expenses.
Month 3 – Optimize and Plan Ahead
- Run cost and margin analysis and highlight saving levers.
- Prepare annual budget and a rolling forecast model.
- Document a finance playbook and train your internal team.
- Present a simple roadmap for the next 6 to 12 months.
Experience and Credentials in Brief
Professional Roles
- Accountant, Elite Era Development (USA based) manages day to day accounting, bank reconciliations, monthly statements, budgets, and cost analysis for an international client.
- Banking Internee, Askari Bank Limited gained real exposure to transaction processing, compliance, and customer account management inside a busy bank branch.
Education and Certifications
- On the path to Certified Management Accountant with several modules completed with distinction.
- QuickBooks Accounting and Bookkeeping Professional training in QuickBooks Online and Desktop.
- Strong base in math and quantitative subjects from pre engineering studies.
Skill Highlights
- Financial reporting and analysis
- Bank reconciliation and treasury support
- Budgeting and cost management
- Accounts payable and receivable control
- Internal audit and compliance support
- Advanced Excel models and dashboards
- QuickBooks setup and automation
- Data accuracy and attention to detail
- Stakeholder communication
- Support for remote and international teams
Soft Skills
- Clear and simple communication
- Problem solving and analytical thinking
- High ownership and reliability
- Fast learner and technology friendly
- Team collaboration across departments
- Calm under pressure at month end
Working Together
Every company is unique. The scope and tasks are shaped around your situation, but usually we move through three simple steps.
1. Discovery Call
Short online or in person session to understand your business model, current tools, and pain points. Together we decide what matters most.
2. Tailored Finance Roadmap
I translate that conversation into a clear, realistic roadmap that lists quick fixes, medium term projects, and measurable milestones.
3. Hands On Implementation
I help with data clean up, system setup, team training, and monitoring results instead of only sending reports.
Optional: Ongoing Support
If you prefer, I can stay involved as part time finance support, attend management meetings, and keep dashboards and controls updated.
If this approach fits what you are looking for, email me at Bilalkhyzerkhan@gmail.com or call (+92) 0332-1694168. I will gladly adapt this proposal specifically to your company and share more detailed samples of my work.
